Trusted, local, independent insurance advisor in Maryland Heights, Missouri.

Shield Point Risk Advisors has the knowledge and expertise to provide customized insurance solutions for individuals, families, high value households, and businesses in Maryland Heights, Missouri.

Personal Insurance

Get customized insurance to fit your needs.

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Or call to get a quote 636-459-6438

Business Insurance

Providing insurance & risk protection for businesses.
Maryland Heights, Missouri
Maryland Heights, Missouri

Get your personalized insurance risk assessment in Maryland Heights, Missouri from Shield Point Risk Advisors.

Shield Point Risk Advisors has your covered. From the moment you connect with our team, our goal is to provide an experience that goes beyond simply quoting policies. We take the time to understand your situation, evaluate your exposures, explain your options, and help structure coverage that aligns with your unique needs and objectives.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Maryland Heights, Missouri to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

We work with the most reputable insurance companies to find the best match for you!

Maryland Heights, Missouri Insurance Agent vs The Rest.

Here is a quick comparison of the differences between an insurance agency in Maryland Heights, Missouri like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Get a quick estimate

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy. Submit your information below and one of our insurance advisors will reach out to discuss your insurance options.

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 Providing insurance services in Santa Rosa CaliforniaShield Point Risk Advisors

How it works

  • 1
    Fill out the form.
  • 2
    We will go over your options with you.
  • 3

    Get the coverage you need.

If you would rather call us or schedule an appointment to discuss your insurance needs, please call or click to pick a time on our calendar.

Personal insurance policies for individuals and families in Maryland Heights, Missouri

Bundle and Save

Bundle your insurance!

Get access to more carriers, better coverage options, and better rates by bundling your home, auto, and umbrella insurance.

Bundle your home and auto insurance in Missouri and save

Vehicle Insurance

Auto Insurance

Classic Car Insurance

Motorcycle Insurance

Boat Insurance

RV & Trailer Insurance

Golf Cart Insurance

Power Sports Insurance

ATV/UTV Insurance

Property Insurance

High Value Properties

Home Insurance

Condo Insurance

Landlord Insurance

Flood Insurance

Earthquake Insurance

Course of Construction

Renters Insurance

Personal Insurance

Life Insurance

Umbrella Insurance

Jewelry & Valuables

Pet Insurance

Insurance coverage for your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Business Owners Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against accidents on your premises and damage to your business property.

Commercial Property

Covers damage to your business’s physical assets such as buildings, equipment, inventory, and furniture. It protects against losses due to fire, theft, vandalism, and natural disasters, ensuring your business can recover and continue operations after an unexpected event.

Builders Risk

Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.

Garage Keepers

Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

Commercial Trucking & Fleets

We understand the risks business owners face, especially in trucking and transportation. Shield Point Risk Advisors builds coverage designed for real-world operations.

Commercial trucking and fleet insurance in Missouri

About Shield Point Risk Advisors

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Why choose Shield Point Risk Advisors

01

Proactive guidance, not just policies

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

We shop the market strategically

When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.

03

One agency. Complete strategy.

Home, auto, life, and business — all managed under one coordinated plan, not scattered policies. We help business-owner households protect both personal and business assets.

About our founder & trusted risk advisor

We are a locally owned insurance advisor firm headquartered in Chesterfield Missouri. We specialize in personal and commercial risk management insurance for homeownersauto insurancelife insurancerenterslandlords, businesses, and higher value households.

Brian believes insurance should be approached with the same level of care, analysis, and guidance as any important financial decision. His advisory approach focuses on identifying exposures, evaluating coverage structures, and helping clients make informed decisions about protecting what they have worked hard to build.

Known for his attention to detail, clear communication, and commitment to client education, Brian works closely with clients to uncover potential coverage gaps, strengthen protection strategies, and provide confidence that their insurance program is aligned with their goals.

Give us a call at 636-459-6438 and our team would be happy to answer any insurance questions you might have.

Protecting Businesses, Families & What They’ve Built.

Your trusted insurance advisor in Maryland Heights, Missouri.

Insurance services offered by Shield Point Risk Advisors.

Shield Point Risk Advisors

It's easy to get started

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