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  1. Home
  2. FAQs

FAQs

  • What happens in the event of a claim?

    We would be happy to assist you with these questions. You can call us at , or fill out the contact form and we'll get back with you right away.  Additionally, ...

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  • I’ve been driving for 10+ years, why is my rate so high?

    Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the ...

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  • What’s the timeframe to get a quote and be covered?

    It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application ...

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  • What’s the difference between auto and general liability?

    Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial ...

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  • How long does it take to get my filings issued?

    Typically filings are done the same day or within 24 business hours.

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  • How long will a claim affect my premium?

    A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

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  • What coverage do I need for my business?

    Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at for more information about protecting your ...

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  • How can I save money on trucking insurance?

    Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance. Keep your driving ...

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  • Can I start a trucking company without a CDL license?

    All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving ...

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  • Why are commercial truck insurance rates so high?

    Commercial truck insurance rates are high because insurance companies know that there's a higher risk of injury and accidents.  Why have the rates risen in the past decade? US Commercial truck insurance ...

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We take a consultative approach to protecting households and businesses – reviewing exposures, analyzing policy structures, and guiding clients toward coverage that delivers both confidence and value.

Chesterfield MO Office
17280 N Outer 40 Rd. Ste 201
Chesterfield, Missouri 63005
Phone: 636-459-6438

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Proudly offering insurance services, home insurance, auto insurance, flood insurance, life insurance, commercial insurance for businesses, and homeowners association insurance (HOAs) in all of Missouri, including Affton, Ballwin, Blue Springs, Cape Girardeau, Chesterfield, Columbia, Creve Coeur, Florissant, Grain Valley, Jefferson City, Joplin, Kansas City, Kirksville, Kirkwood, Lee's Summit, Maryland Heights, Mehlville, Nixa, O'Fallon, Ozark, Poplar Bluff, Raymore, Raytown, Saint Charles, Saint Joseph, Sedalia, Sikeston, Spanish Lake, Springfield, St. Louis, St. Peters, University City, Warrensburg, Webster Groves, Wentzville, and the surrounding areas.

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